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The Death of the Traditional Debt Relief Industry for Now

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Recently a couple of statements from people I know inside the debt relief industry have struck me. It seems there is a general lack of understanding why it is getting harder to sell debt relief services. Some blame the Consumer Financial protection Bureau (CFPB) for cracking down and some blame me for writing about the industry and scaring potential customers away. But the reality is sales of debt relief help are slow because consumers are generally doing better with their debt. Now that doesn't mean people don't have debt, just that fewer people are drowning in troubled debt. According to numbers out today from TransUnion the serious delinquency rate of unsecured debt, the type most debt...

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